Having The Right Insurance Coverage is key. Here's what to Know:
We've responded to thousands of water/storm damage claims that were denied due to not having the right coverage. Don't be this person! Please talk with your local insurance agent on getting the proper coverage for your properties.
Please take to consideration that your homeowners insurance policy doesn't automatically include flood insurance. Always remember that flood insurance must be purchased as a separate policy. With water/storm damage being one of the most expensive claims in the insurance industry, we highly recommend to set up that appointment with your local agent.
Have your agent explain your options for flood insurance, don't be afraid to ask questions. Insurance agents are very helpful and can help you understand everything you need to know about coverage.
To be on the safe side, ask your local agent for drain backup or sewage backup coverage on your homeowners policy. Insurance can be tricky sometimes, adding this to your homeowners policy will provide coverage in case you have water or sewage backup into your property through sewers or drains.
Communication is everything, be sure to do some research and set up that appointment with a local insurance agent to help you purchase the right coverage policy.